094. Sinking Funds

Podcast
Millennial money coach, Farrah Turcotte, joins The 411k to talk sinking funds. She shared her strategies for keeping her budgets in check while still offering herself the grace to make mistakes. From every day spending to big life event type expenses, Farrah teaches us how planning ahead and using sinking funds can help us take control of our finances.

093. Strategic Inaction

Podcast

Hustle culture… Gig economy… Quiet quitting… the Great Resignation… Burnout… These are phrases we are seeing more and more in the news so we brought in an expert to talk through what this really means. Jinny Uppal has 20+ years of experience driving transformational growth by challenging existing norms in business. She joins The 411k to talk about how to manage the professional world without compromising your wellness. Specifically, Jinny teaches us about strategic inaction.

092. First Hustle Then Brunch

Podcast
Jazzy Thatch, founder of First Hustle Then Brunch, joins The 411k to talk about side hustles. We have a lot of questions about hustle culture including where to start and how to balance it all. Jazzy has tried a lot of different jobs so she shares from personal experience what works and what doesn’t.

091. Smart Money Mamas

Podcast

Chelsea Brennan, the founder of Smart Money Mamas, is an ex-hedge fund manager turned financial educator. She joins The 411k to talk about money – specifically how to talk about money with kids.

Kids are always watching! Even without talking about money, they pick up money habits from those around them – especially parents. Chelsea and Katherine share how their money mindset changed when they had children and how their perspectives have shifted as their families has grown.

Whether you are a mom or hope to one day start a family, you won’t want to miss out on these healthy money habits!

090. Money & Happiness

Podcast

We talk a lot on the show about how emotional money can be and we hear a lot about money shame, guilt, and grief. But today we want to talk about happiness! Melissa Leong, author of Happy Go Money, joins The 411k to talk about how happiness and money are intertwined.

Melissa challenges Katie, Katherine and the audience to answer two questions…

(1) On a scale of 1 to 10, how happy are you right now? (10 being the happiest)

(2) How much money would you need to become a 10?

Tune in to hear what research shows about these questions!

089. Retirement Planning 101

Podcast
Manisha Thakor, founder of MoneyZen, joins The 411k to change your financial life – because that’s what happens when you prioritize retirement planning in your twenties and thirties!

For those of us in our twenties and thirties now, we are the first generation that statistically speaking will likely spend more years in retirement than we did in the workforce. So it’s time we start preparing for our Golden Years! Manisha walks us through the retirement basics and encourages all of us to take control of the one thing we can control – when we start investing! How about now?

088. Talking Money with Jason Tartick

Podcast
Jason Tartick joins The 411k to share some money stories that are featured in his new book, The Restart Roadmap. You may know Jason from his time on The Bachelorette, but he also has a successful career starting in corporate banking and building as an entreprenuer. Now is a good time to reset, restart and talk money!

Interested in more from Jason? Check out our 411k bookclub for more information on his book, The Restart Roadmap.

087. Building Budgets

Podcast

Allison Baggerly, founder of Inspired Budget, joins The 411k to share her money story. After an unexpected pregnancy, Allison and her husband decided it was time to get their finances in order. They learned how to budget and came up with a plan to become debt-free. Now, Allison helps women get their finances in order with classes and printables through Inspired Budget. She will help you make a budget that fits your lifestyle.

086. Cryptocurrencies & NFTs

Podcast

We really enjoyed this conversation with Kristina Tubera, founder of Femme Finance NYC, about the volatile world of cryptocurrencies and NFTs. Kristina teaches Katie and Katherine about blockchain and how these investments can open doors for the every day investor.

085. Hitting the Financial Gym

Podcast

REPLAY! Check out one of The 411k original interviews! In this episode, we talk with our favorite accountability coach, Shannon McLay, founder of The Financial Gym. She shares her money story and how she started helping clients get “financially fit.” The Financial Gym pairs you with a Financial Trainer to help create a financial plan and hold you accountable to your goals. Are you ready to get financially naked?

084. Financial Healing with Bari Tessler

Podcast

REPLAY! This is one of the original 411k interviews and it is still one of our favorites. Bari Tessler Linden, M.A., is a Financial Therapist, Mentor Coach, Mama-preneur, and the Founder of The Art of Money. Her methodology weaves together personal, couple, and creative entrepreneurial money teachings into one complete tapestry. The Art of Money integrates Money Healing, Money Practices and Money Maps.

“Money shame is an equal opportunity affliction, and it does not discriminate based on who you are, where you are from, how much you earn, what percentage you save, whether you pay your taxes on time, or what your credit score is.” – Bari Tessler, The Art of Money

083. Social Finances

Podcast

Aleksandra Medina and Katrin Kaurov join The 411k to talk about their startup, FRICH, and how they are making money social! These Gen-Z co-founders created an app so that friends can be accountability partners for one-another. Katie and Katherine ask them all about why being transparent and social about money is important to them as well as what it’s like to be young, female entreprenuers getting funded in the male dominated venture capital space.

082. Wallet Activism with Tanja Hester

Podcast

Tanja Hester joins The 411k to discuss her new book Wallet Activism which teaches all of us how to be more intentional with our money. Wallet Activism, sometimes referred to as “vote with your dollars,” touches on all the different ways that we can align our money with our values – how to identify the Good Guys vs. the Bad Guys when it comes to spending. But also how we donate our money and even where we invest or bank it.

081. First Generation Investors

Podcast

Jully-Alma Taveras also known online as Investing Latina, is a Plutus Award-winning bilingual (spanish) personal finance expert. She is a Dominican Republic-born immigrant living in New York that went from being a shopaholic to a smart spender and diligent investor. In this episode, we discuss the pressure of being the first in your family to invest and how to talk money with friends and family.

080. Intentional Adulting

Podcast

Ashley Feinstein Gerstley, founder of The Fiscal Femme, joins The 411k to introduce her second book, Financial Adulting! This book is more than just your average guide to finances. In this episode, she shares what makes this book different, what inspired her to write it, and what are the financial lessons that we continue to learn over and over again.

079. Tax Season with Atiya Brown

Podcast
Atiya S. Brown, aka The Savvy Accountant, is a CPA in Canada and a Certified Financial Educator Instructor. She joins Katie and Katherine to answer questions about tax planning and tax preparation. Tax season can cause many people anxiety. What’s the difference between a tax credit and a tax deduction? What is a standard deduction? How can I get a bigger tax refund? Why do I owe money? In this episode, Atiya makes these confusing concepts approachable and easy to understand.

077. Divorce Funding

Podcast

Nicole Noonan, CEO of New Chapter Capital Inc., joins The 411k to discuss divorce funding. Nicole is a nationally recognized divorce expert and shares her experience helping families solve financial disputes.

In the United States, we hear that more than half of all marriages end in divorce. With second marriages in the U.S., the divorce rate rises to 65% and for third marriages, the divorce rate climbs to 75%.

Many people save for a wedding but they rarely save for a divorce. Instead they can turn to credit cards, friends, family gifts or divorce funding to help them afford a divorce.

076. Finding Purpose with Miracle Olatunji

Podcast

Miracle Olatunji is a public speaker, content creator, entrepreneur, and author of Purpose: How To Live and Lead With Impact. She is the founder of OpportuniMe, a mission-driven company which helps people and organizations to realize and reach their full potential. She is also building Her Wallet Media, an inclusive and shame-free coaching and financial education platform to help women build their net worth, network, and self-worth. Miracle joins The 411k to share her personal money story and inspire her Gen Z peers to find their purpose!

Breadwinning Women

Relationships

Let’s get that bread! More women are family breadwinners today than ever before. Women are the sole or primary breadwinner in 40% of households with kids under 18. Two-thirds of those female breadwinners were single moms with a median annual income of $23,000. New data from the American Community Survey suggests that among married, heterosexual couples in the U.S., a quarter of wives, or about 15 million are the primary breadwinner for their family. In 1960, it was about 6%.

People who are socialized as men are told things that make them feel they should be the provider of the family by means of an income. Unfortunately, for many heterosexual couples, this violation of gender norms can bring up issues with how money impacts power dynamics and decision making in the relationship. A non-financial audit of the relationship is a great way to look at what both individuals bring to the relationship.

On the contrary, the gender norm assuming a male is the breadwinner might be holding women back. In our episode with Jennifer Barrett, author of Think like a Breadwinner, Jennifer shares how she is helping women shift their mindsets to take control of their money. It’s about time to dismantles the narrative that women don’t -and shouldn’t- take full financial responsibility to create the lives they want, by revealing not only the importance of women building their own wealth, but also the freedom and power that comes with it. We are ready to reclaim, rejoice in, and aspire to the role of breadwinner like never before.