C-Suite Decisions with Kelsey Habich


In this episode, we talk about the tough decisions made in the C-Suite including furloughs, promotions, change management and more. Kelsey Habich is the Chief People Officer managing talent acquisition, human resources, talent management, employee branding, employee programs & initiatives & executive leadership for a technology company in the commercial & government sector.

Healthy Financials and Healthy Births



Olivia Friel is a mama, birth and postpartum doula, and a holistic pregnancy consultant. She is the founder of Healthy Balanced Birth, a platform for expectant mothers, partners, new parents, and birth professionals. She provides her clients with information about pregnancy, birth, postpartum, and parenthood that is specifically catered to their individual needs. She is also the voice behind the Healthy Balanced Birth and Beyond Podcast – a safe space dedicated to sharing stories and resources about everything within the birth space, specifically topics that are not talked about enough. 


Note: These numbers are averages as of August 2020 and vary by state and hospital.

Having a baby in Massachusetts on averages costs:

Vaginal birth with insurance: $7,741.64
Vaginal birth without insurance: $14,549.03

C-section with insurance: $11,012.54
C-section without insurance: $19,879.60

Hospitals generally charge more! On average, hospitals charge $15,000 for vaginal delivery and $30,000 for a c-section!

Home births range from $1,500 to $3,000 paid directly to the midwife.

On average, other expenses including supplies, labs and doula can add on an additional $2,000. An epidural costs on average $2,100.

Prenatal Testing such as ultasounds cost on average $280. CVS testing for abnormalities and chorionic villus sampling can cost $1,300 to $4,800. For high risk pregnancies, amniocentesis can cost $1,000 to $7,200.

The Latte Factor by David Bach


It’s amazing what $5 can turn into! $5 per day earning 10% annual interest equals $1,885 after 1 year. $11,616 after 5 years. $30,727 after 10 years. $339,073 after 30 years. $948,611 after 40 years! Compound interest is amazing and this book is filled with tons of great advice for twenty somethings to achieve financial independence. We recommend this book to anyone who wants to see how small changes can make big impacts to your finances.

The Latte Factor (on Amazon)

The Defining Decade by Meg Jay


The “thirty-is-the-new-twenty” and “YOLO” culture tells us the twenty something years don’t matter. Some say they are a second adolescence. Others call them an emerging adulthood. Dr. Meg Jay, a clinical psychologist, argues that twenty somethings have been caught in a swirl of hype and misinformation. The data shows that our twenties are actually the most defining decade of adulthood – professionally and personally.

The Defining Decade (Amazon)

The Index Card by Helaine Olen & Harold Pollack

Book Club

The original index card contained nine personal finance tips. Harold Pollack and Helaine Olen help us understand how our personal finance habits are shaped by the consumer economy. This book contains the basic principles to become financially stable and independent.

The Index Card (Amazon)

The Wedding Hacker by Heather Fier


Heather Fier, founder of The Wedding Hacker Club, helps budget minded couples get the best deals and even enjoy the journey down the aisle! Heather shares money saving guidance and wedding industry secrets to plan a wedding without going into debt.

Check out our initial episode with Heather Fier about money saving tips and tricks to wedding planning and our bonus episode on how wedding planning changed during the COVID-19 pandemic.

The Wedding Hacker (Amazon)

The Financial Anxiety Solution by Lindsay Bryan-Podvin

Book Club

Financial anxiety is one of the top stresses for Americans. The Financial Anxiety Solution takes us step by step through helpful exercises and strategies to understand the sources of anxiety, apply coping skills to address anxiety symptoms, and prepare to tackle financial worries.

Check out our episode with Lindsay Bryan-Podvin, founder of Mind Money Balance, to learn how to align financial goals with your partner.

The Financial Anxiety Solution (Amazon)

The 30-Day Money Cleanse by Ashley Feinstein Gerstley

Book Club

Ashley Feinstein Gerstley lays out a simple, yet highly effective strategy for you to overcome financial hurdles. This guide makes finance access! This is a guide to return to over and over again as you correct and build healthy money habits.

Check out our episode with Ashley Feinstein Gerstley, founder of the Fiscal Femme, to learn how to create a harmonious relationship with money and achieve your financial goals.

The 30-Day Money Cleanse (Amazon)

Broke Millennial by Erin Lowry

Book Club

This book is the wake up call for the cash-strapped 20- and 30- something! It’s so easy to get overwhelmed but Erin Lowry breaks down financial literacy lessons to get us on track. Lowry combines simple advice with real life stories to help make finance tangible for everyone!

Broke Millennial (Amazon)

The Art of Money by Bari Tessler

Book Club

In this book, Bari Tessler shows how financial literacy and emotional intelligence go hand in hand. Bari is a financial therapist that emphasizes the importance of “money healing” in order to achieve financial wellness. Most of people never got the financial education needed and deserved as children and young adults. Money also wasn’t talked about and therefore we didn’t learn how to deal with all the emotions that come up around money. This book teaches us how to be mindful about our money so that it can support our values and goals.

Check out our episode with Bari Tessler in which we discuss our money stories and how they share our money practices. Give yourself a “money date” and learn how to take the first step towards healing today.

The Art of Money (Amazon)

Bossed Up by Emilie Aries

Book Club

In this refreshing guide, Emilie Aries shares research and personal stories to spotlight the unique challenges that young women face today. Uncertain job markets. Burnout culture. Pressure to advance. Emilie shares guidance on advocating for ourselves and beating burnout. She encourages women to find the confidence and tools to be leaders. We can have it all if we take care of ourselves along the way!

Check out our episode with Emilie Aries about how to recognize the warning signs and ultimately beat burnout.

Bossed Up (Amazon)

Fair Play by Eve Rodsky

Book Club

Through her New York Times best selling book, Eve Rodsky is helping couples re-balance all of the work it takes to run a home, including their finances. She interviewed hundreds of couples to tackle equality in relationships and the division of labor. Now more than ever, economic inequality is out of control. We live in a world where the most essential work in the household and family is unpaid and underpaid work done primarily by women and girls. This book encourages shared responsibility of the invisible work at home.

Check out our episode with Eve about how women can reclaim their time and create a better balance at home.

Buy the book!

The Moment of Lift by Melinda Gates


In this book, Melinda Gates shares the importance of empowering women. Throughout her experiences finding solutions for people with the most urgent needs, she found that if you want to lift society up, you need to stop keeping women down. When we empower women, we lift up families, communities and entire countries. When women win, everyone wins!

The Moment of Lift (Amazon)

The Genius of Women by Janice Kaplan


Society tells girls they can be anything… so why do 90% of Americans assume geniuses are men? In this book, Janice Kaplan celebrates the women who overcame a rigged system and have triumphed. Genius isn’t just talent. It’s talent recognized and celebrated!

The Genius of Women (Amazon)

Your Next Level Life by Karen Arrington


Author Karen Arrington has dedicated her life to empowering black women and breaking glass ceilings. This little pink books is added to The 411k Book Club to encourage all of us to level up our lives. We don’t settle and continue to set ambitious goals. This book reminds us that we are brave enough to go after what we deserve.

Your Next Level Life (Amazon)