Britny Lawhorn joins The 411k to teach us how to make informed decisions throughout the home-buying process. Buying a home is often the biggest financial decision that a person makes and so it’s important to understand as much as you can about the factors that impact that purchase. In this episode, we are talking specifically about what a first-time buyer should know about mortgages.
Melody Wright understands that a financial plan isn’t one size fits all! In this live episode with Ithaca College’s Women in Finance and POC in Finance groups, she talks about her new book, Start Here, a personal finance guide to move past living paycheck to paycheck. When faced with $212K of debt that didn’t include their mortgage, Melody used the analytical skills learned from her time in science to develop a framework that helped her family pay off over $100,000 in debt in less than three years. Now she’s living her version of a Rich Life! Through bold conversations, coaching, and the creation of strategic money management systems, she has helped thousands of people stop being Aimlessly Broke and transform their mindset, behaviors, and practices related to money.
Naseema McElroy is the founder of Financially Intentional, a platform about personal finance and living life intentionally, as well as the host of the podcast, Nurses on FIRE. Naseema joins to share her personal money story. Like many health professionals, Naseema found herself with a lot of student loans and even though she got a great job, she was still living paycheck to paycheck. In this episode, she shares how she break the cycle, paid off over $1 million in debt, and grew a six-figure net worth in just 3 years without living in deprivation.
Elizabeth Segran, author of The Rocket Years, joined us to talk about the chaos that comes with a person’s twenties. Some call it “the defining decade.” There is pressure in your twenties to launch your life and it is a period when there are a lot of big decisions – careers, hobbies, marriage, fitness, family, friends, politics, faith, etc. It’s a lot of pressure to make the right choices but Elizabeth says the most important part is learning who you are and what you value. Understanding yourself will help inform all those other decisions. This live episode was recorded for a virtual audience from Bentley Women’s Network.
Kim Pentico has been working with and on behalf of survivors of sexual and domestic violence since 1990. She first spent over seven years working for a local domestic violence program in Kansas and another seven years at the Kansas Coalition Against Sexual and Domestic Violence. She has also worked for the S.T.O.P. Technical Assistance Project in Washington, D.C. Kim is currently the Director of the Economic Justice Program for the Nation Network to End Domestic Violence, working to further assist survivors in moving from short-term safety to long-term security.
In this episode, we talk about domestic violence, and specifically financial abuse, which is a difficult topic, however, it affects millions of men and women of every race, religion, culture, and status. Parts of this conversation may be triggering for people, so please be aware of this before listening to this episode. We hope that having more conversations like this can inspire change and help anyone impacted by domestic violence.
If you have questions about what is available in your community, call the National Domestic Violence Hotline, at 800-799-7233. You have a state domestic violence coalition and you can Google your state plus “domestic violence coalition” to find out what is available to you.
In this episode, Bobbi Rebell, a Certified Financial Planner and host of the Financial Grownup podcast, joined us to talk about what it means to be “a financial grownup.” Bobbi shares her money story and the money mistakes that made her financially fragile in her 20s. Now, she is talking money and helping others achieve financial freedom. We recorded this episode with a virtual audience, the BC Women Innovators Network.
W. Brad Johnson and David Smith are co-authors of Athena Rising: How and Why Men Should Mentor Women and Good Guys: How Men Can Be Better Allies for Women in the Workplace. Too many gender inclusion initiatives focus exclusively on changing women, leaving men out of the equation. The 411k invited Brad and David to share their research on men as allies and mentors for women and discuss how men can join the movement for inclusion and equity in the workplace.
Jamila Abston is a Partner in the EY Financial Services Consulting practice in New York. She rejoined EY from the U.S. Securities and Exchange Commission (SEC), where she served as the Assistant Regional Director for the Office of Compliance Inspections and Examinations. Jamila is on the Board of Directors of Sanctuary for Families, New York’s leading service provider for domestic violence survivors – and an active member of the AICPA, the NABA, and the ACFE. We invite Jamila to share the story of her path to Partner and the lessons she learned along the way.
VALENTINES DAY SPECIAL! We are bringing back this 2019 episode to highlight one of our favorite conversations about money and relationships. We talk with Meredith Goldstein, author and advice columnist for the Boston Globe’s Love Letters. Our conversation with Meredith is the genesis for one of our favorite fun questions – “brand name vs generic” which is a fun game you can play with your partner this weekend. This episode was one of our original episodes so please forgive the fact that we are all sitting in Katie’s living room recording this episode without fancy microphones or sound editing.
Lauren McGoodwin, founder of Career Contessa, joins us to discuss her book Power Moves: How Women Can Pivot, Reboot and Build a Career of Purpose. Through her work at Career Contessa, Lauren shares development resources for women who might be job searching, soul searching, leading and managing, or trying to find new ways to advance their careers. In this episode, we talk about how to set expectations in your job and how a career with purpose is different than a “dream job.”
Sarah Li-Cain is a finance writer and host of Beyond The Dollar, where she and her guests have deep and honest conversations about how money affects your well-being. In this episode, Sarah joins The 411k to talk about practical tips and mindset strategies so that those trying to change their financial life can forgive their mistakes and start to trust themselves with money.
Scarlett McKnight is the founder of ThirtyEight Investing, a blog where she shares her financial journey. She is paying off over $50,000 in graduate student debt and working toward building passive income to achieve financial freedom by the age of 38. Tune in to learn more about the budgeting principles that have helped her along her money adventure.
Catie is a single graphic designer hustling to retire early by 35. She runs Millennial Money Honey where she shares her adventure to financial independence inspiring others to start their own journey. Catie joins us to talk about FIRE – Financial Independence, Retire Early. She’s sharing tips and tricks that she is using to save money for a work-optional future.
Bola Sokunbi is a Certified Financial Education Instructor, finance expert, bestselling author, speaker, and founder of Clever Girl Finance, a financial education platform and community for women empowering them to achieve financial wellness and live life on their own terms. In this episode, we talk about her journey navigating the American financial system as a first generation immigrant and how she will pass on these money lessons to the next generation.
According to TransAmerica Center for Retirement Studies, less than 70% of U.S. women are investing money for retirement, compared to 81% of men. Of those who are investing, the median household retirement savings for women is just $23,000 compared to $76,000 among men. On average, women live longer than men and that means they must provide for more years in retirement than their male counterparts. In this episode, we focus on the basics of the most popular retirement options – 401ks and IRAs.
Corporate benefits can tell you a lot about a company’s culture. They can also be confusing! Human Resource generalist, Emily Kaufmann, joins The 411k to talk about all things benefits – negotiating them, making selections, and working with HR professionals to make the most the benefits your company subscribes to.
83% of women report having at least one mentor in their careers, compared to 76% of men. In fact, 21% of women report having four or more mentors, whereas just 15% of men report having that many. HOWEVER men are 46% more likely than women to have a sponsor. WHY IS THAT? In this episode, we explore sponsorship with Joyce Johnson, a speaker, business consultant, sales champion, and 6x author. According to Joyce, it’s all about the PIE – Performance, Image and Exposure.
AJ Wolbrum was always the poor little rich girl growing up in Manhattan. In this episode, she shares the missteps and triumphs in her money journey. AJ traveled the world but couldn’t hide from her debts. Now, as a Financial Freedom Coach and the founder of Beyond The Green Coaching. AJ uses a unique method of personal development and strategic financial planning to help clients understand their finances and change their relationship with money.