Healthy Financials and Healthy Births

Podcast

GUEST: OLIVIA FRIEL

Olivia Friel is a mama, birth and postpartum doula, and a holistic pregnancy consultant. She is the founder of Healthy Balanced Birth, a platform for expectant mothers, partners, new parents, and birth professionals. She provides her clients with information about pregnancy, birth, postpartum, and parenthood that is specifically catered to their individual needs. She is also the voice behind the Healthy Balanced Birth and Beyond Podcast – a safe space dedicated to sharing stories and resources about everything within the birth space, specifically topics that are not talked about enough. 

KEY TAKEAWAYS:

Note: These numbers are averages as of August 2020 and vary by state and hospital.

Having a baby in Massachusetts on averages costs:

Vaginal birth with insurance: $7,741.64
Vaginal birth without insurance: $14,549.03

C-section with insurance: $11,012.54
C-section without insurance: $19,879.60

Hospitals generally charge more! On average, hospitals charge $15,000 for vaginal delivery and $30,000 for a c-section!

Home births range from $1,500 to $3,000 paid directly to the midwife.

On average, other expenses including supplies, labs and doula can add on an additional $2,000. An epidural costs on average $2,100.

Prenatal Testing such as ultasounds cost on average $280. CVS testing for abnormalities and chorionic villus sampling can cost $1,300 to $4,800. For high risk pregnancies, amniocentesis can cost $1,000 to $7,200.

The Latte Factor by David Bach

Podcast

It’s amazing what $5 can turn into! $5 per day earning 10% annual interest equals $1,885 after 1 year. $11,616 after 5 years. $30,727 after 10 years. $339,073 after 30 years. $948,611 after 40 years! Compound interest is amazing and this book is filled with tons of great advice for twenty somethings to achieve financial independence. We recommend this book to anyone who wants to see how small changes can make big impacts to your finances.

The Latte Factor (on Amazon)

The Wedding Hacker by Heather Fier

Uncategorized

Heather Fier, founder of The Wedding Hacker Club, helps budget minded couples get the best deals and even enjoy the journey down the aisle! Heather shares money saving guidance and wedding industry secrets to plan a wedding without going into debt.

Check out our initial episode with Heather Fier about money saving tips and tricks to wedding planning and our bonus episode on how wedding planning changed during the COVID-19 pandemic.

The Wedding Hacker (Amazon)

The Financial Anxiety Solution by Lindsay Bryan-Podvin

Book Club

Financial anxiety is one of the top stresses for Americans. The Financial Anxiety Solution takes us step by step through helpful exercises and strategies to understand the sources of anxiety, apply coping skills to address anxiety symptoms, and prepare to tackle financial worries.

Check out our episode with Lindsay Bryan-Podvin, founder of Mind Money Balance, to learn how to align financial goals with your partner.

The Financial Anxiety Solution (Amazon)

The 30-Day Money Cleanse by Ashley Feinstein Gerstley

Book Club

Ashley Feinstein Gerstley lays out a simple, yet highly effective strategy for you to overcome financial hurdles. This guide makes finance access! This is a guide to return to over and over again as you correct and build healthy money habits.

Check out our episode with Ashley Feinstein Gerstley, founder of the Fiscal Femme, to learn how to create a harmonious relationship with money and achieve your financial goals.

The 30-Day Money Cleanse (Amazon)

Broke Millennial by Erin Lowry

Book Club

This book is the wake up call for the cash-strapped 20- and 30- something! It’s so easy to get overwhelmed but Erin Lowry breaks down financial literacy lessons to get us on track. Lowry combines simple advice with real life stories to help make finance tangible for everyone!

Broke Millennial (Amazon)

The Art of Money by Bari Tessler

Book Club

In this book, Bari Tessler shows how financial literacy and emotional intelligence go hand in hand. Bari is a financial therapist that emphasizes the importance of “money healing” in order to achieve financial wellness. Most of people never got the financial education needed and deserved as children and young adults. Money also wasn’t talked about and therefore we didn’t learn how to deal with all the emotions that come up around money. This book teaches us how to be mindful about our money so that it can support our values and goals.

Check out our episode with Bari Tessler in which we discuss our money stories and how they share our money practices. Give yourself a “money date” and learn how to take the first step towards healing today.

The Art of Money (Amazon)